Fund Information

Fund Name	1OAK Multi Asset 80 UCITS Fund
Format	UCITS V Fund
UCITS Provider	MontLake
Domicile	Ireland, Dublin
UK Reporting Status	Yes
Principal Regulator	Central Bank of Ireland
FCA Registered	Yes
Distribution	The fund may be bought directly by investors or through a platform in European Union, Ireland, United Kingdom
Investment Manager	1OAK Capital
Administrator and Custodian	Northern Trust (Ireland)
Dealing Frequency	Daily
Asset Class	Cautious Multi Asset
Base Currency	GBP
AMC	Institutional: 0.6%, Retail: 1.35%
TER	Institutional 0.9%  Retail 1.65%
TRAIL FEE	Institutional: 0.0%, Retail: 0.75%
Launch Date	1 October 2020
Underlying Strategy	MA80 Strategy
Benchmark	80% MSCI Global Equity 20% Barclays Bloomberg Global Bond

Dealing

Transfer Agent	Northern Trust (Dublin)
Application Form	Account Opening Form
Subscription Form	Subscription Form
Dealing contact details	Telephone:  (+353) 1 434 5178 Email: This email address is being protected from spambots. You need JavaScript enabled to view it. Fax: (+353)1 531 8504

Target Market

The fund has been designed for investors that match the criteria described below

Client Type	Advised retail clients and professional investors
Knowledge and Experience	Basic, informed and advanced.
Objective	Capital growth over the medium to long term
Investment time horizon	Medium term or longer (3y+)
Attitude to risk	Investors with a higher or “adventurous” attitude to risk who are prepared to accept more volatility and risk to their capital in exchange for the possibility of high returns 1 2 3 4 5 6 7
Capacity For Loss	Investors have a reasonable capacity for loss. They are prepared to accept a higher chance of loss and are able to accept a larger loss.
Income Requirement	The accumulation share classes (A, B) are suitable for investors that do not require an income.  The D share class is suitable for investors that require a regular income.
Return Objective	Investors are hoping to receive a much better return than they would receive from deposits and other investments where there is no risk to their capital, but accept that the returns are likely to be slightly lower than funds that invest predominantly in equities and other higher return / higher risk assets
Liquidity Requirement	Investors want to be able to invest and redeem at any time

Negative Target Market

The fund will not be suitable for investors who

Capacity For Loss	Investors who cannot accept any risk to their capital
Attitude to risk	Investors who cannot accept any variation or change in the value of their investments
Investment horizon	Investors who may want immediate access to their investment and investors who do not expect to be able to invest for at least three years.
Financial knowledge	Investors, who with the benefit of financial advice are unable to understand the risks associated with investing.

How To Buy

The fund has been designed to be bought and held through the widest range of investment platforms, life bonds, fund supermarkets, wrappers and investment accounts. It is also possible to buy the fund directly. The fund can be identified on a platform either by name or using the ISIN for the share class required. 

If the fund is not available on a platform, please contact 1OAK directly and we will contact the platform and give them the information that they require to make the fund available.

Share Classes

Dividends

The income share class will pay a quarterly dividend of 1% Net Asset Value to investors which hold the fund on the dividend observation date and will be paid on the dividend payment date which falls on the 15th of March, June, September and December.

View Income Share Class Information

Dividend Observation Date	Dividend Payment Date
Tuesday-15-Dec-20	Tuesday-22-Dec-20
Monday-15-Mar-21	Monday-22-Mar-21
Tuesday-15-Jun-21	Tuesday-22-Jun-21
Wednesday-15-Sep-21	Wednesday-22-Sep-21
Wednesday-15-Dec-21	Wednesday-22-Dec-21
Tuesday-15-Mar-22	Tuesday-22-Mar-22
Wednesday-15-Jun-22	Wednesday-22-Jun-22
Thursday-15-Sep-22	Thursday-22-Sep-22
Thursday-15-Dec-22	Thursday-22-Dec-22
Wednesday-15-Mar-23	Wednesday-22-Mar-23
Thursday-15-Jun-23	Thursday-22-Jun-23
Friday-15-Sep-23	Friday-22-Sep-23
Friday-15-Dec-23	Friday-22-Dec-23

Costs And Charges

There are various fees and charges that are incurred running a fund. Some of these are incurred directly, others are indirect. In order to provide greater clarity, the regulators have prescribed what fees and charges should be included in various measures of the costs and fees that affect the value of the fund.

Most of the service providers to the fund charge a fee that is set as a percentage of the value of the fund. Many of these providers have a minimum charge. The minimum charge means that the effective percentage fee will be greater than the quoted rate when the fund is smaller. To ensure that investors do not suffer disproportionately 1OAK will cap or limit the costs by restricting the administration and custody costs to 0.3%. This means that the AMC received by 1OAK will be lower than would have been if there was no cap.

Share class	AMC	TER	OCF
A	0.60%	0.90%	0.95%
B	1.35%	1.65%	1.7%
D1	0.60%	0.90%	0.95%
D2	1.35%	1.65%	1.7%

 

Risks Associated With This Fund

Investment Risk: The value of investments can fall as well as rise and investors might not get back the sum originally invested.

Investment in Funds: The Investment Policy allows the fund to invest directly and indirectly through a swap in units of other collective investment schemes; principally ETF’s. Investors should consider the investment policy and asset composition of the underlying funds when assessing their portfolio exposure.

Currency risk: Where investments are made in assets that are denominated in multiple currencies, changes in exchange rates may affect the value of the investments.

No capital guarantee: Positive returns are not guaranteed, and no form of capital protection applies.

Issuer risk: The fund invests in securities, swaps and other derivatives whose value would be significantly affected if the issuer either refused to pay or was unable to pay or perceived to be unable to pay.

Interest rate risk: Changes in interest rates are likely to affect the fund’s value. In general, as interest rates rise, the price of a fixed rate bond will fall, and vice versa.

Valuation risk: The fund’s assets may sometimes be difficult to value objectively, and the actual value may not be recognised until assets are sold.

Investment in derivatives: The Investment Policy of the fund allows it to invest materially in derivatives. The value and performance of the Fund relies heavily on the ongoing ability of the derivative counterparty to meet their obligations to the fund.

Volatility risk: The fund may exhibit significant price volatility.

Inflation risk: Most bond and cash funds offer limited capital growth potential and an income that is not linked to inflation. Inflation is likely to affect the value of capital and income over time.